Financial Statements Preparation
Support with annual financial statements, management accounts, cash-flow statements, balance sheets and income statements.
SME ADVISORY • SOUTH AFRICA
Build a stronger, funding-ready business.
Cash & Liquid Solutions provides practical financial and business advisory support to help SMEs strengthen their foundations, improve financial management and prepare for future growth and funding opportunities.
Practical adviceFinancial clarityGrowth readiness
ABOUT US
Financial foundations for sustainable SME growth.
Cash & Liquid Solutions is building an integrated SME support ecosystem. Our first phase focuses on advisory services that help businesses improve financial management, prepare the right documentation and become funding-ready.
Our vision is to become a leading South African SME funding and business advisory platform by providing accessible working-capital solutions and financial management support. Today, that journey starts with advisory.
MEET THE FOUNDER
Experience built around helping businesses move forward.
Neo Mokgatlhe is the Founder of Cash & Liquid Solutions, an SME advisory business dedicated to helping entrepreneurs and small and medium-sized businesses make informed financial and business decisions.
With more than 20 years of experience in the South African banking sector, Neo has built extensive expertise in relationship management, business banking, credit analysis, financial advisory and portfolio management. Throughout her career, she has worked closely with business owners and corporate clients, assessing financial needs, analysing business performance, structuring credit solutions and helping clients navigate funding and growth opportunities.
Her banking experience exposed her to the realities faced by SMEs — from accessing funding and managing financial risk to understanding credit requirements and positioning a business for sustainable growth. This experience inspired the establishment of Cash & Liquid Solutions.
Through Cash & Liquid Solutions, Neo provides practical SME advisory support tailored to the individual needs and ambitions of each business. Her approach combines financial insight, business understanding and strong relationship management to help entrepreneurs gain greater clarity, strengthen their businesses and make confident decisions about their future.
QUALIFICATIONBachelor of Commerce (B.Com)Milpark Business SchoolSAQA recognised
QUALIFICATIONPostgraduate Diploma in Business and AdministrationMilpark Business SchoolSAQA recognised
QUALIFICATION & CERTIFICATIONDiploma in Paralegal StudiesFAIS RE5 Certified
SERVICES AVAILABLE NOW
SME Advisory Services
Support designed around the practical financial and business needs of growing SMEs.
Funding Readiness Assessments
Preparing your business and documentation for potential bank, development-finance and private-investor funding applications.
Business Plans
Structured business plans for startups, expansion opportunities and investor proposals.
Financial Management Consulting
Practical support with budgeting, financial controls, cost management and reporting structures.
Tender & Contract Support
Helping SMEs prepare for tenders, cost contracts correctly and structure funding proposals.
YOUR FIRST STEP
Complete Your SME Business Assessment
This short assessment helps us understand where your business is today, what is getting in the way, and where practical advisory support could add the most value. It also helps us prepare properly for your first free consultation, so we spend less time gathering basics and more time discussing what matters to your business.
Understand your current positionGive us a clear picture of your business, finances and immediate priorities.
Identify the right supportYour answers help us focus on the advisory areas most relevant to you.
Prepare for your free consultationWe review your responses before speaking with you so the conversation is more useful from the start.
A focused business assessment — not a funding application.We do not ask for banking passwords, account details or sensitive documents here. Complete one short section at a time.
Approx. 7–10 minutesYour detailsStep 1 of 7
FUNDING READINESS
Not ready for funding yet? Start with preparation.
Many businesses have opportunities but lack the financial records, plans or structures needed to present a strong funding case. Our advisory process helps identify those gaps and gives you a practical path toward readiness.
Get Your Business Funding-Ready01AssessUnderstand your current position and gaps.
02PrepareBuild the financial documents and business case.
03StrengthenImprove controls, reporting and financial discipline.
04PositionPrepare for future funding conversations.
WHAT'S NEXT
Funding Solutions COMING SOON
Cash & Liquid Solutions is developing its working-capital offering as the next phase of the business. These services are not currently available.
Invoice DiscountingPurchase Order FinanceContract FinanceBridging FinanceSupply Chain Finance
SME & ECONOMY INSIGHTS
What South African business owners should be watching.
Fresh business, SME and economic news selected around the issues that affect cash flow, costs, growth, contracts and financial decision-making.
Updated automatically
Loading the latest South African SME and economy news…
Articles open on the original publisher’s website. External news is provided for general information and does not constitute financial advice.
Reading something that affects your business?
We can help you understand what it may mean for your numbers, planning and next steps.
Complete the SME AssessmentWe can help you understand what it may mean for your numbers, planning and next steps.
START THE CONVERSATION
Let’s strengthen your business.
Tell us what your business needs and we’ll get in touch to discuss the right advisory support.